Medical Malpractice Insurance for Bariatric Surgeons

We find A-rated, comprehensive medical malpractice policies for bariatric surgeons – let us do the work for you.

Bariatric Surgeon Malpractice Insurance Cost

Because malpractice insurance companies classify bariatric surgery as a high-risk specialty, bariatric surgeons should expect to pay higher premiums for a liability policy when compared to other, lower-risk specialties.

Rates are also dependent on a bariatric surgeon’s prior claims history and location.

Savvy bariatric surgeons should periodically check in with a medical malpractice insurance broker to confirm you always have the right coverage at the lowest available rates. An independent agent that specializes in bariatric surgeon insurance can help you to re-evaluate your needs and keep you updated on any changes in your specialty’s marketplace.

See below for average rates by location for bariatric surgeons. Mature claims-made estimates below are for informational purposes only. Occurrence coverage may be available. To get your personalized rate estimate, please request a quote.

All Bariatric Surgeons Need Medical Malpractice Insurance

of Bariatric Malpractice Insurance claims are for Laparoscopic Roux-en-Y gastric bypasses
of Bariatric Malpractice Insurance claims are for Laparoscopic gastric band placements
of Bariatric Medical Malpractice Insurance claims are for Open bariatric surgery
  • Even though bariatric surgeons have a relatively low likelihood of being sued, medical malpractice insurance carriers still classify bariatric surgeons as a high-risk specialty. Why? Death is the number one bariatric complication leading to a medical malpractice claim.

  • Only a few studies exist that look at the characteristic of bariatric surgery malpractice claims.

    However, a study of 175 closed medical malpractice claims between 2006 and 2014 found that the most common procedures bariatric surgeons are sued for include:

    • Laparoscopic Roux-en-Y gastric bypasses (45.6%)
    • Laparoscopic gastric band placements (18.1%)
    • Open bariatric surgery (13.4%)
    • Sleeve gastrectomies (8.1%)
  • The most common clinical complications related to malpractice lawsuits against bariatric surgeons were:

    • Mortality (27.1%)
    • Leaks (16.7%)
    • Bowel obstructions (8.3%)
    • Surgical technical errors (6.9%)
    • Wound infections (6.9%)
    • Bleeding (6.3%)
    • Perforations (6.3%)
    • Nutrient deficiencies (4.9%)
  • In addition, patients who were male and/or patients that had a high preoperative BMI were statistically significant risk factors for complications in bariatric surgery.

What’s covered in a comprehensive policy

Medical Malpractice Insurance Rates for BARIATRIC SURGEONS BY STATE

City State Premium Estimate Limits of Liability
Birmingham AL $40,000 $1,000,000/$3,000,000
Little Rock AR $40,000 $1,000,000/$3,000,000
Phoenix AZ $50,000 $1,000,000/$3,000,000
Los Angeles CA $43,000 $1,000,000/$3,000,000
Denver CO $55,000 $1,000,000/$3,000,000
Bridgeport CT $50,000 $1,000,000/$4,000,000
Wilmington DE $55,000 $1,000,000/$3,000,000
Washington DC $85,000 $1,000,000/$3,000,000
Miami FL* $80,000 $1,000,000/$3,000,000
Miami FL* $60,000 $250,000/$750,000
Atlanta GA $50,000 $1,000,000/$3,000,000
Honolulu HI $55,000 $1,000,000/$3,000,000
Des Moines IA $35,000 $1,000,000/$3,000,000
Boise ID $30,000 $1,000,000/$3,000,000
Chicago IL $90,000 $1,000,000/$3,000,000
Wichita KS $35,000 + KS HCSF $200,000/$600,000
Louisville KY $45,000 $1,000,000/$3,000,000
Indianapolis IN $35,000 + IN PCF $250,000/$750,000
New Orleans LA $35,000 + LA PCF $100,000/$300,000
Boston MA $55,000 $1,000,000/$3,000,000
Baltimore MD $65,000 $1,000,000/$3,000,000
Portland ME $40,000 $1,000,000/$3,000,000
Detroit MI $65,000 $1,000,000/$3,000,000
St. Louis MO $55,000 $1,000,000/$3,000,000
Minneapolis MN $30,000 $1,000,000/$3,000,000
Jackson MS $60,000 $1,000,000/$3,000,000
Billings MT $65,000 $1,000,000/$3,000,000
Charlotte NC $45,000 $1,000,000/$3,000,000
Fargo ND $30,000 $1,000,000/$3,000,000
Omaha NE $30,000 $1,000,000/$3,000,000
Manchester NH $55,000 $1,000,000/$3,000,000
Albuquerque NM $45,000 + NM PCF $200,000/$600,000*
Newark NJ $60,000 $1,000,000/$3,000,000
Las Vegas NV $55,000 $1,000,000/$3,000,000
Manhattan, NY NY $130,000 $1,300,000/$3,900,000
Columbus OH $55,000 $1,000,000/$3,000,000
Oklahoma City OK $50,000 $1,000,000/$3,000,000
Portland OR $35,000 $1,000,000/$3,000,000
Philadelphia PA $55,000 + MCARE $500,000/$1,500,000
Providence RI $45,000 $1,000,000/$3,000,000
Charleston SC $45,000 $1,000,000/$3,000,000
Sioux Falls SD $40,000 $1,000,000/$3,000,000
Nashville TN $45,000 $1,000,000/$3,000,000
Houston TX* $40,000 $200,000/$600,000
Houston TX* $50,000 $1,000,000/$3,000,000
Salt Lake City UT $45,000 $1,000,000/$3,000,000
Burlington VT $35,000 $1,000,000/$3,000,000
Seattle WA $45,000 $1,000,000/$3,000,000
Virginia Beach VA $45,000 $2,450,000/$7,350,000
Milwaukee WI $30,000 + PCF $1,000,000/$3,000,000
WV $65,000 $1,000,000/$3,000,000
Cheyenne WY $55,000 $1,000,000/$3,000,000

                   * (Only Occurrence; no Claims-Made coverage)

Bariatric Surgeons and Medical Malpractice Risk

Payouts for bariatric surgery claims can be astronomical. One patient who suffered from permanent brain damage following a vitamin B1 deficiency after gastric bypass surgery in 2011 was awarded $14.1 million. In 2021, a family won a $5.9 million negligence award from a bariatric surgeon when a man died after a gastric leak went undetected for months.

Not all monetary awards are that large, however. The same closed claim study from 2006 to 2014 found that the mean monetary award to plaintiffs in bariatric medical malpractice lawsuits was $293,500 and the mean total expense for lawsuits was $91,800.

Even when a malpractice claim is dropped or settled, malpractice insurance lawsuits can still be expensive. Having the right medical malpractice insurance policy in place can protect bariatric surgeons from having to pay out of pocket for court fees, attorneys, expert witnesses, and actual damages and losses awarded to the plaintiff that result from a lawsuit.

Medical Malpractice Risk Management Saves Bariatric Surgeons Money

A panel of experts from the American Society of Metabolic and Bariatric Surgery found that almost 60% of bariatric surgery complications resulting in insurance payouts could have been prevented by the surgeon. They recommend the following actions to help reduce a bariatric surgeon’s likelihood of having a claim brought against them:

  • Obtaining board certification
  • Standardizing hand-offs between surgeons to improve communication
  • Home monitoring of vital signs to prevent complications
  • Continued assessment of approved nonstandard procedures
  • Receiving technical instruction on the prevention of leaks, proper laparoscopic access, and removal of nasogastric/temperature tubes during surgical stapling, etc.
  • Following specific recommendations for the prevention of retained foreign bodies and vascular injury following trocar placement

Bariatric surgeons are often eligible for discounts on their policies upon completion of risk management courses through their insurance carriers. These CME-approved programs are designed to reduce the frequency of malpractice claims, help minimize financial loss to a bariatric surgeon’s practice (and therefore loss to the insurance company itself) and improve patient outcomes – all while helping doctors save thousands on their insurance premiums.

In addition, professional organizations like the American Society for Metabolic and Bariatric Surgery often provide risk management courses that can be completed for credits and discounts. Bariatric surgeons should check into their specialty’s other national and local professional organizations for the same benefits.

SURGPLI Helps Bariatric Surgeons Find the Policy That Best Fits Their Needs

At SURGPLI, we specialize in bariatric surgeon malpractice insurance, so you can always trust that the policies we find for you are exactly what you need to ensure your practice is protected.

SURGPLI works with A-rated carriers that offer great rates on medical malpractice insurance for bariatric surgeons. You’ll get robust protection with us and save thousands of dollars on your premium each year.

Contact us for a quote for BARIATRIC SURGEON medical malpractice Insurance

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