Max

Max Schloemann

About Max Schloemann

Max Schloemann is a medical malpractice insurance broker, focused on helping physicians secure Medical Professional Liability coverage. He helps Doctors and Surgeons, as well as Physician Assistants, Nurse Practitioners, and healthcare entrepreneurs launch new medical practices across the country. Max graduated Magna cum Laude from Southern Illinois University College of Business and was named the Outstanding Management Senior. Max’s career in medical malpractice insurance began in 2008 with an industry-leading firm. Max founded SURGPLI in 2023 to help surgeons navigate the complexities of medical malpractice insurance in the new era of healthcare. Max’s wife, Kristen, a Physician Assistant, and their 4 kids (plus 1 dog) enjoy hiking, golf, and cooking.

Carrier Spotlight – MedPro Group

2025-04-25T13:00:55+00:00

At SURGPLI, we understand that securing medical malpractice insurance is critical for protecting your practice and career.

That’s why we proudly spotlight MedPro Group. A carrier known for its exceptional A++ AM Grade, strong coverage options, 90% national trial win rate, and unwavering commitment to surgeons. If you’re a surgeon seeking reliable malpractice insurance, explore how MedPro Group meets your needs and why SURGPLI confidently recommends them.

Get a Quote

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Table of contents

Carrier Overview: Why Surgeons Choose MedPro Group

MedPro Group was founded in 1899 by a group of doctors who wanted to protect healthcare providers. As the nation’s first medical malpractice coverage provider, MedPro Group has over a century of proven experience as a reliable and trustworthy leader in the medical malpractice insurance industry. Since its founding, MedPro has helped over a million healthcare providers and has involved physician input every step of the way.

In 2005, MedPro Group solidified its authority and financial strength by becoming a Berkshire Hathaway company. Their mission is simple: provide unmatched expertise and comprehensive coverage options from residency through retirement so you can protect your name and your career.

They provide the industry’s widest coverage options, exceptional service, and unmatched financial stability.

Key Highlights:

Financial Strength:

Their excellent A++ AM Best and AA+ S&P Global ratings reflect exceptional financial stability and claims-paying ability.

Market Presence:

MedPro Group provides coverage in all 50 states & D.C.

Claims Defense & Rights:

Choose from occurrence, claims-made, and convertible claims-made coverage.

Specialty Coverage:

Available for a range of specialties, including, but not limited to:

Free Tail Coverage:

Eligible for surgeons at retirement after maintaining coverage for just one year.

Free Cyber & Privacy Liability Insurance:

MedPro Group continuously addresses emerging cyber and privacy security issues and protects at no additional cost.

MedPro Group’s unmatched experience, financial strength, and enduring commitment to protecting surgeons make it a standout choice among malpractice insurers.

MedPro Group: Coverage & Policy Details

Understanding the nuances of malpractice insurance is vital for any surgeon. MedPro Group provides a range of policies designed to meet surgeons’ needs, offering flexibility and comprehensive protection.

1. Types of Policies Offered

  • Claims-Made Policies

    • These policies cover claims made DURING the policy period. They require the policy to be in force when the claim is filed, making tail coverage options crucial for ongoing protection.
    • Tail coverage extends protection even after the policy ends, ensuring that incidents occurring during the policy period remain covered.
    • Tail Coverage is vital for surgeons who switch carriers or retire, as it prevents gaps in coverage.
  • Occurrence Policies

    • These policies cover any incident that occurs during the policy period, regardless of when the claim is made.
    • This type of policy offers long-term peace of mind, as coverage is provided for the duration of the event rather than the claim submission date.
    • Unlike many states, MedPro offers occurrence coverage in all 50 states.
  • Convertible Claims-Made

2. Limits of Liability

MedPro offers both occurrence and claims-made policies, unlike most medical malpractice insurance carriers, which provide different lifetime liability limits.

  • Claims-Made Limits
    MedPro offers claims-made policies with standard limits of $1 million per claim and $3 million annually. These limits trigger when a claim is made, not when the incident occurs.

    • The limits apply to any claims against the surgeon in any given year, even if the incidents occurred in previous coverage years.
    • With claims-made policies, if a surgeon retires, moves, or sells their practice, they must secure tail coverage to cover any potential claims.
    • The limits apply to all claims arising during the life of the tail coverage.
    • MedPro Free Tail Coverage: Available for surgeons at retirement after just one year of insurance.

  • Occurrence Limits
    MedPro’s occurrence policies separate the $1M/$3M limits for each year and apply to the year the incident occurred, not when the claim is made.

    Maintaining the right coverage as your practice grows is key to keeping robust protection.

SURGPLI can help you decide the best coverage based on your needs, risk profile, and potential future changes.

3. Special Features

MedPro Group’s unique features include:

  • Comprehensive Risk Management Support

    • MedPro Group provides tools and resources to help you identify and reduce potential exposure before issues arise.
    • Depending on the insurer’s needs, MedPro’s expert risk management consultants can schedule on-site visits, assessments, policy reviews, and surveys to assess needs and suggest risk management solutions.
    • MedPro offers continuing education courses for risk management.

    These efforts can lead to fewer claims and lower overall risk, benefiting your practice’s bottom line.

  • Legal Defense Strategy
    MedPro Group boasts a strong defense philosophy and high success rates in defending surgeons. A strong defense minimizes disruptions and helps maintain your confidence and professional reputation during litigation.

  • Free Cyber & Privacy Liability Insurance
    They continuously address emerging cyber and privacy security issues and protect at no additional cost.

4. Notable Policy Exclusions

While coverage is comprehensive, surgeons should be aware of key exclusions:

  • Reckless or Intentional Misconduct
    Claims related to intentional wrongdoing or illegal activities are NOT covered. Coverage applies only to professional errors or negligence.

  • Scope of Practice & Experimental Procedures
    Services outside the agreed scope of practice or procedures considered experimental or not aligned with the standard of care may be excluded.

  • Policy Period & Jurisdiction
    Incidents occurring outside the policy period or in locations not covered by the policy may not be eligible for coverage.

MedPro Group is named one of SURGPLI’s Top Ten Medical Malpractice Insurance Companies for Surgeons in 2025.

Strengths & Differentiators

MedPro Group stands out in a competitive market due to its impressive claims handling, excellent customer service, unsurpassed experience, financial stability, and flexible premium offerings. At SURGPLI, we named MedPro Group one of the Top Ten Medical Malpractice Insurance Companies for Surgeons in 2025. Here are three reasons why:

  • 1

    Claims Handling & Defense Strategy
    ✓ MedPro Group’s proactive claims management focuses on swift resolution with minimal disruption to your practice.
    ✓ Their high success rate in defending surgeons reflects a deep commitment to safeguarding your reputation and financial stability.
    ✓ With unwavering legal support, MedPro attorneys serve as trusted advisors, thoroughly preparing you for trial and defending you every step of the way.

  • 2

    Customer Support & Resources
    ✓ Dedicated support teams guide you through every step of the claims process, offering personalized assistance and expert advice.
    ✓ Provides ongoing risk mitigation programs and continuing education resources that help you stay current with best practices.

  • 3

    Premium Competitiveness & Discount
    MedPro Group offers competitive occurrence policies and a range of discounts to help you access high-quality malpractice insurance without breaking your budget. These include:
    ✓ Premium discounts for completing risk management courses.
    ✓ New-to-practice discounts.
    ✓ Discounts for members of select professional associations.

Industry Reputation & Risks

SURGPLI knows that understanding an insurance carrier’s industry reputation and potential risks is essential for making informed decisions.

Known for its strong market stability and sound financial backing.

The excellent AM Best A++ and AA+ S&P Global ratings reaffirm MedPro Group’s financial health and show that the carrier has the resources to promptly meet claims obligations, even during heightened risk or economic uncertainty.

MedPro’s extensive experience puts surgeons at ease.

They’ve helped over a million health care providers since their foundation and remain an industry leader over 125 years later. Their claims team averages 25 years of experience, so you’ll know you and your career are well protected.

RISK CONSIDERATIONS:

While MedPro Group is highly rated and stable, it’s still important to consider policy exclusions and terms to ensure no gaps in coverage.

Payout Reliability and Claims Handling

Thanks to the MedPro claims team’s extensive experience, surgeons consistently report effective and efficient claims handling.

MedPro Group has an impressive track record: they’ve demonstrated a 90% national trial win rate and an 80% rate of claims ending without payment.

Regulatory Concerns & Insolvency Risks

MedPro Group’s strong ratings reflect strict regulatory compliance and financial oversight, offering reliable coverage without the insolvency risks seen in some lower-cost insurers and Risk Retention Groups (RRGs).

Neurosurgeon Medical Malpractice Insurance Risk Management Guide

Key Factors for Surgeons Choosing a Malpractice Carrier

Choosing the right medical malpractice insurance carrier requires careful consideration of several important factors:

  • 1

    Financial Strength
    Look for carriers with strong financial ratings, such as an excellent AM Best rating. Reliable ratings from agencies like AM Best and S&P provide additional reassurance of financial stability.

  • 2

    Policy Flexibility
    You can choose between a claims-made or occurrence policy depending on your needs. If you are switching carriers or retiring, consider extended tail coverage. Flexible liability limits help protect your practice as it grows and evolves.

  • 3

    Coverage Options and Special Features
    Evaluate the breadth of protections offered, including each carrier’s specialties, since some types of surgery are considered riskier than others.

  • 4

    Customer Support and Value-Added Services
    Ensure the carrier offers dedicated support throughout every stage of the claims process, risk mitigation, and continuing education resources.

How SURGPLI Can Help You

MedPro Group offers top-rated, flexible malpractice coverage with excellent financial strength and comprehensive risk management.

SURGPLI simplifies the complexities of medical malpractice insurance. Get a personalized quote today and secure your future with a carrier that aligns with your professional values.

For additional insights and resources, visit our homepage–your career deserves the best protection.

Carrier Spotlight – MedPro Group2025-04-25T13:00:55+00:00

Carrier Spotlight – The Doctors Company

2025-04-25T13:10:14+00:00

At SURGPLI, we understand that securing medical malpractice insurance is critical for protecting your practice and career.

That’s why we proudly spotlight The Doctors Company Group— a carrier known for its exceptional AM Grade, comprehensive coverage, and unwavering commitment to surgeons. If you’re a surgeon seeking reliable malpractice insurance, explore how The Doctors Company meets your needs and why SURGPLI confidently recommends them.

Get a Quote

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Table of contents

The Doctor’s Company: Carrier Overview

Founded in 1976 by a group of physicians who believed doctors should control their risk management, The Doctors Company has established itself as a leader in medical malpractice insurance. Its mission is simple: provide tailored, comprehensive insurance solutions that empower medical professionals while offering robust support when needed.

Key Highlights:

Financial Strength:

An excellent AM Best rating reflects exceptional financial stability and claims-paying ability.

Market Presence:

Covers surgeons in 20+ states, including major markets like Arizona, California, Florida, Georgia, Illinois, Pennsylvania, and Texas.

Specialty Coverage:

Available for a range of specialties, including Bariatric Surgeons, OB/GYNs, Orthopedic Surgeons, Neurosurgeons, Plastic Surgeons, and more.

The Doctors Company’s strong market presence and enduring commitment to surgeons make them a standout choice among malpractice insurers.

The Doctors Company: Coverage & Policy Details

Understanding the nuances of malpractice insurance is vital for any surgeon. The Doctors Company provides a range of policies designed to meet diverse needs, offering flexibility and comprehensive protection.

1. Types of Policies Offered:

  • Claims-Made Policies:

    • These policies cover claims made DURING the policy period. They require the policy to be in force when the claim is filed, making tail coverage options crucial for ongoing protection.
    • Tail coverage extends protection even after the policy ends, ensuring that incidents occurring during the policy period remain covered.
    • This option is vital for surgeons who switch carriers or retire, as it prevents gaps in coverage.

  • Occurrence Policies:

    • These policies cover any incident that occurs during the policy period, REGARDLESS of when the claim is made.
    • This type of policy offers long-term peace of mind, as coverage is provided for the duration of the event rather than the claim submission date. Occurrence coverage from The Doctors Co is available in certain states only.

2. Limits of Liability:

The Doctors Company offers flexible liability limits that can be adjusted based on your practice’s size and risk profile. Unique features include:

  • MediGuard® PLUS allows you to increase the limits of your policy for more protection against specific claims like administrative, utilization, licensing, credentialing, and misconduct.

  • Tribute® Plan – Launched in 2007, members can receive a financial reward upon retirement (when they meet specific plan criteria).

  • Free Tail Coverage – In the event of permanent retirement, disability, or death, members who have 5 years of loyalty are eligible for free tail coverage.

3. Special Features:

The Doctors Company offers flexible liability limits that can be adjusted based on your practice’s size and risk profile. Unique features include:

  • Comprehensive Risk Management Support:

    • The company provides tools and programs to help you identify and reduce potential exposure before issues arise.
    • This can lead to fewer claims and lower overall risk, benefiting your practice’s bottom line.

  • Legal Defense Strategy:
    The Doctors Company boasts a robust legal defense approach with high success rates in defending surgeons. A strong defense minimizes disruptions and helps maintain your professional reputation during litigation.

  • Cyber Liability Coverage:
    Recognizing the modern risks associated with data breaches and cybersecurity, select policies include cyber liability protection to safeguard against losses as digital threats.

  • Endorsements and Sponsorships:
    Their extensive list of endorsements and sponsorships reinforces their industry leadership.

    See a list of their endorsements here:

4. Notable Policy Exclusions:

While coverage is comprehensive, surgeons should be aware of key exclusions:

  • Intentional Misconduct & Criminal Acts
    Claims related to intentional wrongdoing or illegal activities are NOT covered. Coverage applies only to professional errors or negligence.

  • Scope of Practice & Experimental Procedures
    Services outside the agreed scope of practice or procedures considered experimental or not aligned with the standard of care may be excluded.

  • Policy Period & Jurisdiction
    Incidents occurring outside the policy period or in locations not covered by the policy may not be eligible for coverage.
The Doctors Company is not just an insurance provider — it’s a partner dedicated to safeguarding your professional journey.

Strengths & Differentiators of the Doctors Company

The Doctors Company stands out in a competitive market due to its impressive claims handling, excellent customer service, and competitive premium offerings. At SURGPLI, we named The Doctors Company one of the Top Ten Medical Malpractice Insurance Companies for Surgeons in 2025. Here are three reasons why:

  • 1

    Claims Handling & Defense Strategy:
    ✓ Proactive claims management system that emphasizes quick resolution and minimal disruption to your practice.
    ✓ High success rates in defending surgeons underscore their commitment to protecting your reputation and financial stability during litigation.
    ✓ A streamlined claims process allows you to focus more on patient care while knowing that your defense is in capable hands.

  • 2

    Customer Support & Resources:
    ✓ Dedicated support teams guide you through every step of the claims process, offering personalized assistance and expert advice.
    ✓ Provides ongoing risk mitigation programs and continuing education resources that help you stay current with best practices.

  • 3

    Premium Competitiveness & Discounts:
    The Doctors Company offers competitive premium rates, group discounts, and new surgeon incentives to help reduce costs. As a result, it is easier to access high-quality malpractice insurance without exceeding your budget.

Industry Reputation & Risks

SURGPLI knows that understanding an insurance carrier’s industry reputation and potential risks is essential for making informed decisions.

Known for its strong market stability and sound financial backing.

The Doctors Company’s excellent AM Best A-rating reaffirms its financial health and shows that the carrier has the resources to promptly meet claims obligations, even during heightened risk or economic uncertainty.

The Doctors Company is physician-owned.

Unlike many traditional insurers, The Doctors Company is owned by surgeons, ensuring its policies directly address the unique risks doctors face. This physician-led approach provides more tailored coverage than broader insurers, who may overlook critical nuances of medical practice.

RISK CONSIDERATIONS:

While The Doctors Company is highly rated and stable, it’s still important to consider policy exclusions and terms to ensure no gaps in coverage.

Payout Reliability and Claims Handling

Thanks to their proactive and transparent claims management system, surgeons consistently report timely and efficient claims handling from The Doctors Company.

Unlike some insurers who have faced criticism for delayed claims processes, The Doctors Company’s track record shows high satisfaction in managing claims swiftly.

Regulatory Concerns & Insolvency Risks

As a physician-owned, highly rated insurer, The Doctors Company adheres to strict regulatory standards and provides security for policyholders.

In contrast, lower-cost insurers and some risk retention groups (RRGs) may operate under less stringent regulations, increasing the risk of insolvency. The Doctors Company’s substantial compliance and financial oversight ensure reliable coverage without significant concerns about solvency.

Neurosurgeon Medical Malpractice Insurance Risk Management Guide

Key Factors for Surgeons Choosing a Malpractice Carrier

Choosing the right medical malpractice insurance carrier requires careful consideration of several important factors:

  • 1

    Financial Strength
    Look for carriers with strong financial ratings, such as an excellent AM Best rating. Reliable ratings from agencies like AM Best and S&P provide additional reassurance of financial stability.

  • 2

    Policy Flexibility
    Depending on your needs, you can choose between a claims-made or occurrence policy. If you are switching carriers or retiring, consider extended tail coverage. Flexible liability limits help protect your practice as it grows and evolves.

  • 3

    Coverage Options and Special Features
     Evaluate the breadth of protections offered, including each carrier’s specialties, since some types of surgery are considered riskier than others.

  • 4

    Customer Support and Value-Added Services
    Ensure the carrier offers dedicated support throughout every stage of the claims process, risk mitigation and continuing education resources.

How SURGPLI Can Help You

The Doctors Company offers top-rated, flexible malpractice coverage with excellent financial strength and comprehensive risk management.

SURGPLI simplifies the complexities of medical malpractice insurance. Get a personalized quote today and secure your future with a carrier that aligns with your professional values.

For additional insights and resources, visit our homepage–your career deserves the best protection.

Carrier Spotlight – The Doctors Company2025-04-25T13:10:14+00:00

CEO Max Schloemann in White Coat Investor: How to Budget for Tail Insurance in Retirement

2025-03-26T10:55:37+00:00

In the guest post, “Planning to Retire? Exit Strategies for Physician Private Practice,” Craig Toberman, CFA, CPA, CFP®, Partner at Toberman Becker Wealth, outlines key financial strategies for physician owners. Schloemann, an experienced medical malpractice broker and founder of SURGPLI, contributed expert insights throughout the article, emphasizing that tail insurance—an often-overlooked but essential expense—can be one of physicians’ most significant costs when leaving practice.

What is Tail Insurance?

Tail insurance protects physicians against medical malpractice claims filed after their policy expires. It covers incidents that occurred while they were actively insured. Without it, doctors could face financially devastating lawsuits long after they retire.

Why Does Tail Insurance Matter In Retirement Planning?

One of the biggest surprises for retiring physicians is the steep cost of tail coverage. Schloemann warns that this coverage typically costs 200% or more of an annual premium, often requiring a one-time, six-figure payment. This expense can create significant financial strain when physicians seek to secure their future without proper planning.

The Benefits of an Experienced Medical Malpractice Broker

Planning early with a specialized broker ensures the best coverage at the best price. Failing to budget for tail insurance can create unexpected financial burdens for retiring physicians.

Partner with a specialized broker to secure the right coverage at the best possible rate. Schedule your free consultation, email info@SURGPLI.com or call 800-969-1339 to speak with a SURGPLI expert in our Illinois office today.

Contact us for a free evaluation or TAIL INSURANCE quote

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CEO Max Schloemann in White Coat Investor: How to Budget for Tail Insurance in Retirement2025-03-26T10:55:37+00:00

The Impact of Abortion Legislation on OB/GYN Professional Liability Exposure

2025-02-04T20:48:26+00:00

Recent changes in state and federal abortion legislation impact the practice of obstetrics and gynecology (OB/GYN) in the United States, introducing new professional liability challenges for OB/GYNs.

Since the Supreme Court of the U.S. overturned Roe v Wade in 2022, abortion rights are determined on the state level and are no longer protected under federal law. As a result, today’s abortion laws vary significantly across the country.

“As individual states continue to modify abortion legislation, OB/GYN providers may see their risk profiles re-evaluated by insurance companies trying to address the nuances of each state’s restrictions and standards of care for maternal and fetal health,” says Max Schloemann, CEO of SURGPLI, an independent medical malpractice insurance broker specializing in liability coverage for high-risk surgeons.

While some states support open access, others enforce full or partial abortion bans. Many of the more restrictive measures present clinical implications beyond elective procedures, influencing treatment plans for ectopic pregnancies and miscarriages, for instance.

“At the intersection of healthcare and law,” says Max Schloemann, “OB/GYNs face an extremely complex regulatory environment; one that creates pressure to not only deliver safe, compliant patient care, but also to manage the corresponding, and severe, professional liability risks.”

A growing number of patients cross state lines or utilize telemedicine for reproductive healthcare, further complicating liability exposure for OB/GYNs who offer out-of-state consultations or medical abortion prescriptions.

To reduce liability exposure, Max Schloemann advises that “OB/GYNs should carefully review medical malpractice policies to understand exactly what is and is not covered, particularly regarding abortion services, out-of-state practice, and legal defense fees for both civil and criminal charges.”

Given the frequent and unpredictable nature of legislative changes, it is crucial for OB/GYNs to proactively manage their professional liability with an insurance policy that ensures protection, regardless of further regulatory shifts in coming years.

At SURGPLI, we help OB/GYNs get the exact coverage they need from the best available A-rated medical malpractice insurance carrier. We pride ourselves on low rates and sky-high customer service.

Learn more by contacting a SURGPLI broker for a free consultation & quote.

Email info@SURGPLI.com or call 800-969-1339 to speak with someone in our Illinois office.

Malpractice insurance premiums are expected to keep climbing in 2025.

Projected rate increases reflect the substantial risks of surgery and recent escalations in legal defense fees, social inflation, and nuclear payouts.

Contact us for a free evaluation or TAIL INSURANCE quote

First Step - Step 1 of 2

The Impact of Abortion Legislation on OB/GYN Professional Liability Exposure2025-02-04T20:48:26+00:00

Top 10 Medical Malpractice Insurance Companies for Surgeons in 2025

2025-04-23T17:19:10+00:00

A reputable broker like SURGPLI can help surgeons achieve the ideal medical malpractice insurance scenario: top-notch liability coverage from an A-rated provider at a competitive rate. 

Use this guide to explore the leading insurance providers of 2025, their ratings, and how their organizational structure and product offerings address surgeons’ unique needs.

Table of contents

How to Choose the Best Medical Malpractice Insurance Carrier 
SURGPLI’s Top 10 Medical Malpractice Insurance Companies for Surgeons
Find the Best Medical Malpractice Insurance For Your Specific Practice 

How to Choose the Best Medical Malpractice Insurance Carrier

Depending on your specialty and where you live, you’ll likely have access to multiple top-rated malpractice insurance providers. When comparing policies and selecting a carrier, pay attention to the details and carefully consider these factors:


AM Best is an independent global credit agency that has specialized in insurance company credit assessments since 1899. The non-profit agency evaluates an insurance company’s strength and reliability using qualitative and quantitative data, such as public filings, year-end financial statements, and regulatory reports.

This AM Best Rating System:

  • Increases credibility and trust for carriers
  • Builds knowledge and transparency for consumers
  • Develops awareness of financial stability
  • Highlights future strength projections

Each year, AM Best gives consumers an opinion-based rating and overview of the industry’s carriers. Insurance carriers receive a rating according to the scale of A++ (Superior) to D (Poor) based on these five measures:

  • Insurer Philosophy
  • Financial Stability
  • Management Practices
  • Operational Structure
  • Projected Success 

TIP: Verify a carrier’s rating per the original A.M. Best ratings document.
An insurance company’s website might display its top historical rating rather than the current rating.

Financially stable carriers will remain solvent long-term, ensuring your policy limits are sufficiently funded. Financially unstable carriers pose a greater risk of unexpectedly losing coverage or being held liable for legal fees or damages.

After narrowing down a list of strong potential carriers, focus on the policy details and rate premiums. Policy features that demand particular attention include:

Legal Expenses
A policy that covers defense costs in addition to the limits of liability is preferable to a policy that subtracts defense costs from your total liability limits.

Incident Trigger vs. Demand Trigger
The coverage trigger is a frequently ignored yet crucial line item in a malpractice insurance policy. Look for a policy with an incident trigger that allows you to report a claim as soon as an incident happens. The alternative, a demand trigger, requires a written demand for damages from the plaintiff before you can report a claim.

Consent to Settle
A consent-to-settle clause gives you the right to contest a meritless claim, even when settling is cheaper for the carrier. Without this clause, the carrier can opt for a settlement without your approval.

SURGPLI’s Top 10 Medical Malpractice Insurance Companies for Surgeons

Select the carrier you’d like to view.

No. Carrier A.M. Best Rating Category
1 The Doctors Company Group A Excellent
2 MedPro Group A++ Superior
3 Coverys Group A Excellent
4 Admiral Insurance Company A+ Superior
5 ISMIE Mutual Insurance Company A- Excellent
6 MagMutual Group A Excellent
7 MMIC/Curi Group A Excellent
8 Applied Medico Legal Solutions (AMS RRG) A- Excellent
9 COPIC Group A Excellent
10 Hudson Insurance Group A+ Superior
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1. The Doctors Company (TDC)
AM Best Rating: A (Excellent)

  • Largest physician-owned malpractice insurance carrier
  • Protects more than 90,000 physicians and surgeons nationwide
  • $7.3 billion in assets with a $2.8 billion member surplus

The Doctors Company was founded during the California medical malpractice insurance crisis of the 1970s with the clear mission to advance, protect, and reward the practice of good medicine.

Since then, The Doctors Company has earned endorsements from many national partners, including:

  • American College of Surgeons
  • American Academy of Otolaryngology-Head and Neck Surgery
  • American Association of Neurological Surgeons
  • American Society of Plastic Surgeons

The Doctors Company is an excellent choice for surgeons in most states. It offers its members a loyalty program called The Tribute Plan, which has paid physicians over $175 million in rewards. The Doctors Company Foundation funds patient safety research and education programs to improve the healthcare environment for surgeons and physicians.

View SURGPLI’s The Doctor’s Company Carrier Spotlight.

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2. MedPro Group
AM Best Rating: A++ (Superior)

  • A Berkshire Hathaway Company
  • 90% national trial win rate; 80% of claims closed without payment
  • Provides free tail coverage for surgeons at retirement after one year of insurance

MedPro Group is owned by Berkshire Hathaway, an organization widely recognized for its financial strength and prudent investment strategies. The Medical Protective Company is the oldest and largest malpractice insurance carrier, insuring the healthcare community and managing over half a million claims since 1899. Berkshire Hathaway/MedPro acquired Medical Liability Mutual Insurance Company (MLMIC), New York’s largest carrier, in 2018.

MedPro offers pure consent to settle clauses, vowing never to settle any case without the surgeon’s consent. It’s your name on the policy and, to them, that signifies the right to make settlement decisions autonomously.

MedPro is the leading medical malpractice insurance carrier in Texas, New York, Ohio, Pennsylvania, New Jersey, Indiana, Kentucky, and other states.

View SURGPLI’s MedPro Group Carrier Spotlight.

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3. Coverys 
AM Best Rating: A (Excellent)

  • 45+ years of experience defending doctors
  • Nearly $4 billion in assets

  • Offers CME programs on risk management and quality improvement

Coverys is a group of carriers including ProSelect Insurance Company, ProMutual Group Inc., Preferred Professional Insurance Company, Medical Professional Mutual Insurance Company, Healthcare Underwriters Group, Inc., Coverys Specialty Insurance Company, and Coverys, RRG, Inc. 

Coverys is the leading medical malpractice insurance carrier in Michigan, New Hampshire, North Dakota, and Rhode Island and writes medical professional liability insurance in most states.

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4. Admiral Insurance Company
AM Best Rating: A+ (Superior)

  • In operation for 50+ years
  • Offers diverse endorsement options to support surgeons with unique risk profiles
  • Covers hard-to-place surgeons and aesthetic procedures

Admiral Insurance Company is a member of W.R. Berkley Corporation and has been in operation since 1974. It provides medical malpractice insurance to surgeons and medical practices on a non-admitted basis in most states. Admiral helps surgeons whose individual risk profile—due to claims or other factors like specialty—falls outside of typical underwriting guidelines for admitted carriers.  

Admiral was named 5-Star Professional Liability winner for excellence in Professional Liability underwriting by Insurance Business America in 2023.

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5. ISMIE Mutual Insurance Group
AM Best Rating: A- (Excellent)

  • 92% trial win rate
  • Personalized risk management
  • 100+ Online CME courses on patient safety

ISMIE is a physician-led medical malpractice insurance carrier based in Chicago, IL, offering nationwide flexible coverage solutions. Doctors founded ISMIE during the professional liability insurance crisis in 1976, and it has since dominated the Illinois medical liability market for over 40 years. 

With over $1.4 billion in assets, ISMIE provides malpractice protection to doctors, surgeons, hospital systems, and healthcare facilities in all 50 states, DC, and the US Virgin Islands.

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Have a question?

Get fast answers from a U.S.-based SURGPLI agent today.

6. MagMutual Insurance Company
AM Best Rating: A (Excellent)

 

  • 10% reduction in medical malpractice losses
  • Owned and led by policy owners
  • $400M+ in financial rewards returned to policy owners since inception
  • Free retirement tail insurance after one year for surgeons age 50+

MagMutual, based in Atlanta, is Georgia’s top malpractice insurance carrier, covering more than 40,000 physicians and healthcare organizations nationwide. Subsidiaries include Professional Security Insurance Company and MagMutual RRG for New York Doctors.

MagMutual offers the Preserve Program®, an early-intervention strategy that surgeons can implement to maintain a positive physician-patient relationship following an adverse outcome. Other resources include a 24/7 physician-staffed emergency hotline, online CME courses, and a peer support program for litigation-related stress management.

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7. MMIC/Curi Group  
AM Best Rating: A (Excellent)

Based in Raleigh, NC, Curi Group has a well-established reputation for strong financial stability and a trial win/loss success rate of 83%. Curi is comprised of many formerly independent carriers, including MMIC, Medical Mutual Insurance Company of North Carolina (MMICNC), MMIC RRG, Arkansas Mutual, Michigan Professional Insurance Exchange (MPIE), Utah Medical Insurance Association, and more.

Curi offers CME-Eligible Webinars allowing physicians to earn AMA PRA Category 1 Credits.

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8. Applied Medico-legal Solutions (AMS RRG)

AM Best Rating: A- (Excellent)

  • In operation since 2003
  • Deep claims and underwriting knowledge
  • Physician ownership model

AMS RRG, Inc. is registered in all 50 states plus DC, delivering medical malpractice insurance solutions to doctors and surgeons in nearly every specialty. During the past 20 years, AMS RRG has grown to over $85 million in written premiums for Medical Professional Liability Insurance.

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9. COPIC Group

AM Best Rating:  A (Excellent)

  • Founded by doctors
  • 24/7 risk management hotline
  • On-site risk assessments

COPIC is the top medical malpractice insurance provider in Colorado, offering admitted malpractice coverage in 12 states and COPIC RRG coverage in nearly every state across the U.S. Established in 1981 by doctors, COPIC now serves over 21,000 physicians and more than 300 medical facilities and hospitals.

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10. Hudson Insurance Group

AM Best Rating: A+ (Superior)

  • In operation for 100+ years
  • Financially secure
  • Broad risk appetite
  • The underwriting scope includes surgery centers

Hudson Insurance Group (HIG) furnishes medical malpractice insurance underwritten on a non-admitted claims-made basis. HIG maintains an aggressive claim defense philosophy, settling indefensible cases quickly and fighting defensible cases forcefully. 

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Find the Best Medical Malpractice Insurance For Your Specific Practice

While online research into a provider’s AM Best rating and financial strength are powerful first steps, a reputable broker specializing in medical malpractice can support your search with provider-specific context and expertise regarding the liability profile of your surgical field of practice. With negotiation support and analytical guidance, a broker ensures you get the best coverage at the best price. 

At SURGPLI, we help surgeons get the exact coverage they need from the best available A-rated medical malpractice insurance carrier. We pride ourselves on low rates and sky-high customer service. 

To speak with a knowledgeable malpractice insurance broker committed to serving your best interests, email info@medpli.com or call our Illinois office at 800-969-1339.

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Top 10 Medical Malpractice Insurance Companies for Surgeons in 20252025-04-23T17:19:10+00:00

The State of Surgery as a Career in 2025

2024-12-23T18:42:44+00:00

The field of surgery continues to evolve rapidly, influenced by shifting patient demographics, advancements in medical technology, and a growing demand for surgical interventions. In response to years of healthcare workforce shortages, the national employment landscape shows promise for surgeons, and recent data confirms that surgical specialties correspond to high demand, high salaries, and a high impact on public health.

This article explores the current landscape and future career prospects for surgeons in 2025, highlighting the multifaceted professional benefits and opportunities and the challenges and liabilities associated with surgery.

What Do Surgeons Do?

  • Preoperative patient diagnosis
  • Patient operation
  • Postoperative patient care
  • Leadership over surgical team (i.e., fellow surgeons, anesthesiologists, nurses, surgeon’s assistants)

Where Do Surgeons Work?

According to the American College of Surgeons, standard workplace settings for a surgeon include:

  • Hospitals
  • Academic Medicine
  • Private Practice
  • Ambulatory Surgery Centers
  • Contract Assignments through a Staffing Agency
  • Institutional Practice
  • Government Service Programs
  • Military/Uniformed Services

Professional Advantages for Surgeons in 2025

After years of extensive education and training, surgeons offer an incredibly complex and rare skillset that saves lives every day. As such, surgeons play a crucial role across the healthcare sector and have access to many professional benefits.

For 2025 and beyond, the favorable outlook for surgeons predicates upon these contributing factors:

  1. Growing Market Value in the U.S.
    Based on the 2023 market size of $830 Billion, experts predict that the U.S. surgical procedures market will surpass $1 trillion around 2027 and climb to $1.52 trillion by 2033.

    These market growth predictions indicate that surgeons will have considerable flexibility and autonomy with employment opportunities in response to the high demand for their expertise.

Surgical procedures in the United States are expected to reach a $930 Billion market value in 2025 and $1.52 Trillion by 2033.
Source: Precedence Research

  1. Increasing Demand for Surgery
    According to the U.S. Bureau of Labor Statistics, surgeon employment is projected to increase by 4% between 2023 and 2033. The projected growth rate varies among specialties, as illustrated by the chart below:

    Projected employment growth rates for surgeons through 2033 range from 2-5% depending on subspecialty.
    Source: U.S. Bureau of Labor Statistics

    Why is the Demand for Surgeons Increasing?

    One of the most significant factors generating demand for surgeons is the aging global population, which correlates with increasing healthcare needs. In the U.S., this is primarily due to the predominance of the Baby Boomer generation in both the medical workforce and patient population.

    Key contributing factors:

    • Aging General Population
      According to the World Health Organization, the number of people aged 60 or older will increase by 34% from 2020 to 2030. An older population typically requires more surgical interventions, including orthopedic hip and knee replacements, interventional cardiology, and cataract surgeries. This explains why ophthalmologists’ and pediatric employment projections have the highest and lowest expected growth rates, respectively.
    • Aging Surgical Workforce
      Physicians aged 65+ currently represent 20% of the clinical physician workforce, and a significant portion will exit within the next decade. As more Baby Boomer surgeons reach retirement age, the Association of American Medical Colleges (AAMC) projects that the U.S. will face a physician shortage of up to 86,000 providers by 2036.Looking specifically at AAMC surgical provider data, by the end of 2022, 25.6% of surgeons were older than 65 years. That percentage is even higher for the subspecialties of Ophthalmology, Orthopaedic, Plastic, Thoracic, and Urology.This impending gap signifies ample growth opportunities for new surgeons entering the field and a potential avenue into leadership roles for experienced surgeons.

      The dark blue bar represents surgeons 65+ compared to their younger counterparts for every surgical specialty except Sports Medicine.
      Source: American College of Surgeons
    • Expanded Patient Access

      In response to the COVID pandemic, telemedicine infrastructure and acceptance within healthcare strengthened rapidly and continue to impact patient access today. Surgeons can now offer remote patient consultations to a broader population. Specialist healthcare teams are no longer bound by geography, encouraging virtual multidisciplinary collaboration to help patients anywhere in the country.

      Some local governments and healthcare organizations have offered incentives to attract and retain surgeons, such as scholarships, loan forgiveness, and relocation or housing support, to improve healthcare accessibility in underserved regions further.

  2. Groundbreaking Innovations
    As advancements in medical technology continue to flourish, surgeons will have exciting new methods and protocols to explore in 2025. Many of these innovations offer high-precision, minimally invasive approaches that have the potential to reduce patient recovery time and mitigate medical malpractice risk for providers.

    Examples include:
    • Robotic Surgery

      Robotic systems, such as the widely popular da Vinci Surgical System, allow for smaller incisions, greater precision, and faster patient recovery times.

    • Artificial Intelligence

      AI algorithms can assist surgeons with preoperative planning, interpretation of patient imaging, and real-time analytics or navigation assistance during an operation, potentially reducing surgery time and improving efficiency.

    • Virtual & Augmented Reality (VR & AR)

      VR simulators create a realistic training environment for surgeons that poses zero risk to human patients. Studies have shown that VR training can improve procedural accuracy compared to traditional methods, leading to better patient outcomes and reduced liability risk for the surgeon.

      In the operating room, AR overlays of patient data and 3D anatomical models can be projected directly onto the surgery site, helping surgeons make accurate, data-driven decisions in real time.

  3. High Earning Potential
    According to the Medscape Physician Compensation Report 2024, surgeons remain among the highest-paid healthcare providers due to their specialized skills and high level of responsibility. However, individual salaries vary based on specialty, years of experience, and geography.

    Orthopedics, Plastic Surgery, Cardiology, Urology, and Gastroenterology ranked as the top 5 specialties according to average annual earnings.

    Source: 2024 Medscape Physician Compensation Report

    Specialist compensation gains ranged from +11% to -13%.
    Source: 2024 Medscape Physician Compensation Report

    Highlights from the 2024 report include:

    • Surgical salary growth outpaces nonsurgical salaries.
      Between 2022 and 2023, total compensation for surgical specialists increased by 4.4%, while nonsurgical specialist compensation rose by less than 2%.
    • Orthopedic surgeons are the highest-paid subspecialty.
      Subspecialties like orthopedic surgery and plastic surgery command the highest salaries, followed closely by general surgeons, OB/GYNs, and neurosurgeons.
    • Salary trends differ based on specialty.
      Though plastic surgeons earn the second highest average salary, the specialty experienced the largest downward trend, 13%.
    • Local demand and competition levels impact earning potential.
      Surgeons are well-compensated in underserved regions with high demand and low competition, though urban hubs also offer high salaries due to cost of living levels.

The West North Central and East South Central regions largely consist of rural communities where physician competition is low, driving up salaries to attract and retain talent.
Source: 2024 Medscape Physician Compensation Report

Professional Challenges for Surgeons in 2025

In 2025, in addition to the inherent challenges of a demanding career in healthcare, surgeons will potentially face obstacles related to recent industry trends, regulatory changes, and malpractice litigation precedents.

    1. Rigorous Commitment
      Becoming a surgeon is long and hard, requiring intense time commitments and deep financial investments to obtain the necessary education, training, and credentials.Surgeons typically follow this process before they can practice medicine independently:

      Board-certified surgeons dedicate 14+ years to their training and education.

      A commitment of this length and vigor requires personal sacrifice, often at the cost of work/life balance during the most intense phases. However, emerging trends such as mentorship programs, loan forgiveness policies, and VR-assisted training programs show promise for revolutionizing the process.

    2. Disruptive Regulatory Changes
      State and federal regulatory policies focusing on patient safety, quality of care, and financial reimbursement are influencing surgical practice in a variety of ways, such as:

      • Value-Based Care Payment Model
        As the fee-for-service model shifts to a value-based care model that directly links reimbursement amounts with patient outcomes, surgeons are held more accountable for the safety and quality of their care.
      • Reproductive Care
        For OB/GYNs surgeons specifically, abortion-legislation can complicate patient care as well as liability exposure depending on the state in which they practice. As such, OB/GYNs must navigate a complex and evolving situation to minimize professional liability while delivering safe, compliant care to pregnant women.According to the March of Dimes, a maternal and infant health non-profit, OB/GYN shortages are more pronounced in states that prohibit abortion in comparison to states where abortion is less regulated, leaving 1 in 3 U.S. counties with enough obstetric surgeons to provide maternal care.For OB/GYNs in the less-regulated states, this can lead to an increase in out-of-state and remote patients, which requires careful attention to state legal requirements and malpractice coverage parameters.
      • Decreased Medicare Reimbursements
        For the 5th year, the Centers for Medicare and Medicaid Services (CMS) has decreased the conversion factor for Medicare physician reimbursement. Effective January 1, 2025, surgeons will be subject to a 2.83% cut to Medicare reimbursement payments, bringing the total decrease to 10% since 2020.
    3. High-Risk, High-Liability Field
      The medical malpractice statistics of 2024 demonstrate the high liability landscape for surgeons:

      • Surgical errors account for 25% of all negligent provider claims.
      • Surgeons are most likely to be sued for malpractice.
      • High-risk specialties are most vulnerable to medical malpractice claims and lawsuits:
        • OB/GYNs
        • Neurosurgeons
        • Bariatric Surgeons
        • Orthopedic Surgeons
        • Plastic Surgeons
        • General Surgeons

Malpractice insurance premiums are expected to keep climbing in 2025.

Projected rate increases reflect the substantial risks of surgery and recent escalations in legal defense fees, social inflation, and nuclear payouts.

Safeguard Your Career with Premier Liability Coverage

SURGPLI brokers specialize in finding affordable, robust coverage for surgeons in high-risk specialties who are often targets for medical malpractice lawsuits. 

By securing comprehensive malpractice insurance coverage, surgeons can focus on helping patients address the growing demand for surgical expertise without worrying about professional liability exposure.

Which insurance carrier offers the best rates for your location & specialty?

Find out now by contacting a SURGPLI broker for a free consultation & quote. 

Email info@SURGPLI.com or call 800-969-1339 to speak with someone in our Illinois office.

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The State of Surgery as a Career in 20252024-12-23T18:42:44+00:00

OB/GYN Medical Malpractice Insurance: How to Align Your Liability Coverage with Abortion Legislation

2024-12-23T18:42:33+00:00

Recent shifts in state and federal abortion legislation have significantly impacted the practice of obstetrics and gynecology (OB/GYN) in the United States. At the intersection of healthcare and law, OB/GYNs must navigate a complex landscape to minimize liability while delivering safe, compliant care. This evolving regulatory environment shapes medical malpractice and access to care, highlighting the need for robust malpractice insurance.

This article examines the impact of abortion legislation on OB/GYNs and offers six key malpractice insurance considerations to protect against liability risks. Consider these policy features to safeguard your practice and minimize liability exposure.

How Recent Abortion Legislation Creates Challenges for OBGYNs

In 2022, the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization overturned Roe v. Wade, ending federal protection of abortion rights and returning regulations to individual states.

As a result, abortion laws vary significantly across the country. While some states maintain broad access, others have instituted abortion bans or restrictive measures. These restrictions may include mandatory counseling, ultrasound requirements, or waiting periods before an abortion can be performed, creating a complex and varied legal landscape for reproductive care in the U.S.

A disjunct legal environment presents many challenges for OB/GYNs, including:

  • Clinical Implications
    Restrictions on abortion services extend beyond elective procedures, influencing treatment plans for ectopic pregnancies, miscarriage management, and other cases where pregnancy termination is medically necessary.OB/GYNs face the complex dichotomy of managing clinical practices, treatments, and medications that comply with the medical standards of care without violating state and federal law.
  • Legal Ambiguity
    Lack of awareness about current abortion laws is not a defense against legal or liability claims, making it crucial for physicians to stay up-to-date on federal or state regulations affecting obstetric and gynecological restrictions or standards of care.
  • Internal Conflict
    Some physicians might struggle with their state’s stance on abortion and how it contextualizes the patient-provider relationship or their professional obligation to provide zero-harm, evidence-based care.
  • Risk Factor
    As a high-risk medical specialty, OB/GYN practices may see their risk profiles reevaluated by insurers, considering the new complexities introduced by state-mandated maternal and fetal health regulations.

Abortion Laws Impact OB/GYN Practices & Patient Access to Care

The reversal of Roe v Wade and subsequent patchwork of state abortion laws can impact how and where OB/GYNs choose to provide reproductive care. Restrictive abortion laws can increase liability exposure for physicians while complicating healthcare access for some patients. As such:

  • OB/GYN shortages are more substantial in states that prohibit abortion.
    According to a 2024 report released by the maternal and infant health non-profit March of Dimes, 1 in 3 U.S. counties lack obstetric physicians to provide care, and states that prohibit abortion have fewer OBGYNs for every 10,000 births in comparison to states where abortion is less regulated.
  • Patients are crossing state lines for OB/GYN care.
    Because legal jurisdiction is established based on the patient’s location, OB/GYNs who treat out-of-state patients can be exposed to additional liability risks. Providers must comply with the state laws of the patient’s state and the state(s) that issued their medical license. This becomes particularly important regarding state-specific definitions of informed consent, a common driver of medical malpractice claims.
  • Telemedicine allows OB/GYNs to treat patients in multiple states.
    Medication abortions can be prescribed remotely via telemedicine, allowing OB/GYNs to offer consultations and prescription services in restrictive states. However, significant legal and malpractice implications must be considered:

    • OB/GYN must be licensed in the state where the patient is located during the consultation.
    • Medication abortion prescriptions are subject to additional federal & state regulations.
    • Informed consent requirements for the patient AND provider must be met to adhere to standards of care.

How Medical Malpractice Insurance Can Protect OB/GYNs Against Regulatory Changes

Given the frequent and unpredictable nature of legislative changes, it is crucial that OB/GYNs proactively manage their medical malpractice insurance to ensure adequate protection.

These considerations can help reduce liability exposure for you & your practice:

  1. Review Insurance Coverage Details
    OB/GYNs should carefully review their current medical malpractice policy to understand exactly what is or isn’t covered by the insurance provider, particularly regarding abortion services and telemedicine. Some policies contain exclusions for specific procedures or treatments, so ensure all your practice offerings are covered.

    • Policy Limits: With the potential for significant financial damages in lawsuits related to pregnancy and abortion services, higher policy limits may be advisable.
    • Telemedicine Coverage: Confirm that the malpractice insurance policy explicitly covers remote telemedicine services, including interstate consultations and medications.

With a SURGPLI broker as your single point of contact , OB/GYNs can save time and effort comparing a wide range of policies, carriers, and rates.

  1. Evaluate Policy Endorsements & Riders
    For extra protection and peace of mind, consider adding an endorsement or rider to a new or existing policy that explicitly covers telemedicine services and/or out-of-state practice, depending on your location and services.

    • Criminal Defense Coverage: In some states, under certain circumstances, performing an abortion may carry criminal penalties. Medical malpractice policies don’t typically cover criminal defense, but some insurers offer an optional rider or endorsement covering criminal defense costs.
  2. Select an A.M. Best A-Rated Carrier
    A-rated medical malpractice insurance companies have a strong reputation for financial stability and legal representation for policyholders in lawsuits. Focus on insurance providers specializing in medical malpractice for OB/GYNs, understanding the risks associated with reproductive healthcare.
  3. Legal Support
    Choose a policy that offers robust legal support in the event of a claim or lawsuit, specifically for legal defense against alleged violations of state abortion laws and disciplinary actions by state medical boards.
  4. Planning to Relocate?
    If you’re considering moving your practice to a new state, tail insurance can help you avoid gaps in coverage and protect against future claims that might arise from care delivered at your original location.
  5. Stay Informed
    Keep yourself up-to-date on any changes in state laws or malpractice insurance regulations. Continuing medical education (CME) seminars focused on reproductive health and/or malpractice risk management can support this effort.

Prepare Today for the Legislation of Tomorrow

By securing comprehensive medical malpractice coverage and understanding the legal implications of treating patients across state lines, OB/GYNs can deliver quality women’s health and reproductive care while minimizing legal and professional liability.

SURGPLI brokers specialize in securing robust coverage for OB/GYN physicians and surgeons in high-risk specialties who are often targets for medical malpractice lawsuits

Will your current malpractice policy be enough if your state reverses or passes new legislation on abortion?

Find out now by contacting a SURGPLI broker for a free consultation & quote, or call us at 800-969-1339.

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OB/GYN Medical Malpractice Insurance: How to Align Your Liability Coverage with Abortion Legislation2024-12-23T18:42:33+00:00

Arizona Surgeons Medical Malpractice Insurance Buying Guide 2024

2024-12-23T19:06:05+00:00

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Choose SURGPLI as Your Medical Malpractice Insurance Broker

If you are a physician needing medical malpractice coverage in Arizona, MEDPLI will work for you as your only trusted broker. Use the information in this 2024 Buying Guide to get ready to discuss your medical malpractice insurance needs with a MEDPLI broker. Get a quote.

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Arizona Medical Professional Liability Insurance Market Summary

The Arizona medical malpractice insurance market is dominated by one carrier, MICA (Mutual Insurance Company of Arizona), but there are other great options for physicians which offer excellent coverage, greater portability (if you move states, for example), and pricing. We recommend carriers rated “A” by A.M. Best because of their long-term financial solvency and a history of providing robust financial and legal support for Arizona physicians.

Some of the top-rated medical malpractice insurance companies serving Arizona physicians include:

  • Norcal Group (A Part of ProAssurance)
  • AMS RRG
  • Coverys Group
  • MedPro Group
  • The Doctors Company
  • Admiral Insurance Co
  • ProAssurance

Save time and effort by getting a wide range carrier quotes through MEDPLI as your single point of contact. You can get a quote through us today.

Malpractice Insurance Rates for Arizona Doctors

This information includes general estimated premiums which can vary greatly based on many factors, such as practice location, medical/surgical specialty, and past claims history. Talk to a MEDPLI broker to get quotes tailored to your unique coverage needs.

Specialty Approximate Rate
Anesthesiology $28,000
Cardiovascular Disease Minor Surgery $31,000
Emergency Medicine $38,000
Family Practice No Surgery $18,000
Gastroenterology $26,000
General Surgery $51,000
Internal Medicine No Surgery $18,000
Neurology No Surgery $18,000
Obstetrics and Gynecology Major Surgery $69,000
Occupational Medicine $12,000
Ophthalmology No Surgery $12,000
Orthopedic Surgery No Spine $48,000
Pediatrics No Surgery $18,000
Psychiatry $15,000
Radiology – Diagnostic $29,000
Plastic Surgery $45,000

*Using the AZ standard limits of $1,000,000 Each Claim / $3,000,000 Aggregate per year in coverage.

Each practice risk profile is different, and your rates could vary significantly. MEDPLI specializes in medical malpractice insurance and tail insurance coverage for Arizona physicians and surgeons. To get estimates based on your specific scenario, reach out for a personalized quote. Get a quote.

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Arizona Medical Malpractice Insurance

Types of Professional Liability Insurance for Arizona Physicians

Here is a brief overview of the most common types of medical malpractice insurance for physicians in Arizona:

Claims-Made Insurance
Claims-made malpractice insurance provides coverage if the policy is in effect when the incident took place AND when the claim is filed. If a claim is filed after the end of the policy date, the claim is NOT covered. With a claims-made policy you need tail malpractice insurance, which is a separately purchased insurance policy or endorsement, to make sure you have full protection. Learn more about claims-made insurance here.

Occurrence Insurance
Occurrence malpractice insurance provides coverage for incidents that occurred during the policy year, regardless of when a claim is reported to the carrier. Occurrence policies are more costly at the start of the policy, but the rate stays the same for the length of the policy, and there is no need for tail coverage when the policy ends. Read more about occurrence insurance.

Tail Insurance

Since most malpractice insurance policies are underwritten on a claims-made basis, you will be exposed to a lawsuit if a former patient files a claim against you and you do not secure tail coverage. When you are preparing to leave your employer, you should seek tail coverage options with an independent broker like MEDPLI. Tail insurance covers you for a specific time period. The new employer’s policy is not going to cover you for prior acts of a former practice, hence tail coverage is needed. Read more about tail malpractice insurance for physicians.

Reach out to an experienced MEDPLI broker who will work for you to find a tail policy at a great price.

Telehealth Laws in Arizona

The state created the Arizona Telemedicine Program (ATP) at the University of Arizona in 1996. Since then, because of the robust support that ATP has been able to provide, multiple medical specialty services are offered via telemedicine to Arizona’s rural areas. Healthcare systems across Arizona have been able to benefit from the state’s early focus on telehealth as an emerging technology.

In May 2021, Arizona Governor Doug Ducey signed A.R.S. 36-3606 into law, allowing physicians licensed in other states to obtain a temporary license to provide telehealth services in Arizona if they comply with certain conditions. Out-of-state physicians practicing telemedicine in Arizona must provide proof of licensing in their home state, as well as proof of liability coverage, among other requirements.

Currently, Arizona’s telehealth laws mandate that Arizona physicians must:

  • Be licensed to practice medicine in the State of Arizona.
  • Be in compliance with the Arizona’s requirements regarding the maintenance of liability insurance.
  • Obtain verbal or written informed patient consent prior to the telehealth virtual visit.
  • Ensure that the patient’s verbal or written consent, plus notes on the telehealth services provided, are entered in the patient’s medical record.

Doctors that take care of patients via telehealth are subject to the same liabilities as with in-person treatment. Reach out to a MEDPLI insurance broker to make sure your existing medical malpractice policy extends coverage to perform telehealth services in Arizona.

Arizona’s Statute of Limitations for Medical Malpractice Claims

The statute of limitations for medical malpractice in Arizona can be complex and can vary from case to case. Consulting with MEDPLI insurance brokers who understand the ins and outs of this system is an important part of protecting your medical practice with strong medical malpractice insurance coverage.

Medical Malpractice Insurance Outcomes

The total malpractice payout in Arizona was $43,610,000 as of 9/30/2023 (Source: National Practitioner Data Bank).

Need Medical Malpractice Insurance in Arizona? Request a Quote Today

Keep in mind, however, that Arizona does not have damage caps in medical malpractice lawsuits. That’s why Arizona physicians and surgeons – especially those who practice in higher-risk specialties – need strong medical malpractice insurance. Talk to a SURGPLI insurance broker who will help you shop for competitive quotes on robust coverage aligned with your specialty.

Get a fast quote for medical malpractice insurance or call 1-800-969-1339.

SURGPLI is a division of MEDPLI, an independent insurance brokerage that specializes in making medical malpractice insurance simple for doctors.

Max Schloemann

About the Author

Max Schloemann is a medical malpractice insurance broker, focused on helping physicians secure Medical Professional Liability coverage. He helps Doctors and Surgeons, as well as Physician Assistants, Nurse Practitioners, and healthcare entrepreneurs launch new medical practices across the country. Max graduated Magna cum Laude from Southern Illinois University College of Business and was named the Outstanding Management Senior. Max’s career in medical malpractice insurance began in 2008 with an industry-leading firm. Max founded SURGPLI in 2023 to help surgeons navigate the complexities of medical malpractice insurance in the new era of healthcare. Max’s wife, Kristen, a Physician Assistant, and their 4 kids (plus 1 dog) enjoy hiking, golf, and cooking.

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Arizona Surgeons Medical Malpractice Insurance Buying Guide 20242024-12-23T19:06:05+00:00

Missouri Surgeons 2024 Buying Guide to Medical Malpractice Insurance

2024-12-23T19:08:12+00:00

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Medical Malpractice Insurance

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Missouri Surgeons 2024 Buying Guide to Medical Malpractice Insurance

If you are a surgeon needing medical malpractice insurancwe in Missouri, SURGPLI will work for you as your only trusted broker. Our brokers have deep knowledge of Missouri’s medical malpractice insurance marketplace, plus they stay up-to-date on the state’s legislation and tort reforms that affect rates and coverage requirements for your surgical specialty. Use the information in this 2024 Buying Guide to get ready to discuss your medical malpractice insurance needs with a SURGPLI broker.

With no caps on economic damages, and high non-economic caps set to increase yearly in Missouri, general surgeons – and particularly those in high-risk specialties such as OB/GYN, bariatric surgery, and orthopedic surgery – need robust medical malpractice coverage. An independent SURGPLI broker will work with you to find the right coverage and carrier at a competitive rate.

2024 Medical Malpractice Coverage and Rates for Missouri

Surgeons in Missouri are not required by law to obtain medical malpractice insurance. However, SURGPLI advises Missouri surgeons to secure and maintain strong medical malpractice coverage to reduce risk to the practice and protect against personal financial loss if sued – including high-dollar attorney’s fees and monetary damages awarded to plaintiffs.

Missouri Estimated Malpractice Insurance Rates by Specialty

Each carrier uses its own proprietary methods of setting rates, which vary among carriers and specialties. Each malpractice insurance policy is underwritten individually, but the following are approximate rates across all Missouri locations to give you an idea of costs by high-risk specialty.

Specialty Approximate Claims Made Rate Approximate Tail Rate Approximate Occurrence Rate
General Surgery $50,000 $100,000 $60,000
Obstetrics and Gynecology Major Surgery $70,000 $140,000 $80,000
Orthopedic Surgery No Spine $45,000 $90,000 $55,000
Orthopedic Surgery Spine $60,000 $120,000 $70,000
Plastic Surgery $50,000 $100,000 $60,000
Bariatric Surgery $70,000 $140,000 $80,000
Neurosurgery $80,000 $160,000 $90,000

*Using the MO standard limits of $1,000,000 Each Claim / $3,000,000 Aggregate per year in coverage.

Some Missouri healthcare facilities may require surgeons to carry medical malpractice insurance to have admitting privileges.

Also, if you need tail insurance coverage as a contracted surgeon changing jobs, you may need more coverage than the minimum required by your hospital. SURGPLI specializes in both medical malpractice insurance and tail insurance coverage for Missouri surgeons, so contact us for a personalized quote based on your unique needs.

Get a quote.

Get Medical Malpractice Insurance Quotes from A-rated Carriers Serving Missouri

Surgeons in Missouri have many good options for medical liability insurance. SURGPLI recommends carriers rated “A” by A.M. Best. These companies are A-rated because of their long-term financial solvency and a history of providing robust legal support for Missouri surgeons. Some of the top carriers include:

  • MedPro Group
  • The Doctors Company
  • ISMIE Group
  • ProAssurance
  • NORCAL Group (A Part of ProAssurance)
  • Coverys Group

Save time and effort by getting a wide range of A-rated carrier quotes through SURGPLI as a single point of contact. Get a quote with us today.

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Save time and effort by getting a wide range of A-rated carrier quotes through SURGPLI as a single point of contact.

Types of Professional Liability Insurance for Missouri Surgeons

 

Here is a brief overview of the most common types of medical malpractice insurance for surgeons in Missouri:

Claims Made Insurance

Claims-made malpractice insurance provides coverage if the policy is in effect both when the incident took place AND when the claim is filed. If a claim is filed after the end of the policy date, the claim is NOT covered.

With a claims-made policy you need tail malpractice insurance, which is a separately purchased insurance policy or endorsement, to make sure you have full protection.

Claims-made insurance policies “step up” as they mature, so the first year rate is lower than subsequent years.

Occurrence Insurance

Occurrence malpractice insurance provides coverage for incidents that occurred during the policy year, regardless of when a claim is reported to the carrier. 

Occurrence policies are more costly at the start of the policy, but the rate does not “step up”, and there is no need for tail coverage when the policy ends.

Tail Insurance

Since most malpractice insurance policies are underwritten on a claims-made basis, you will be exposed to a lawsuit if a former patient files a claim against you and you do not secure tail coverage.

When you are preparing to leave your employer, you should seek tail coverage options with an independent broker like SURGPLI. Tail insurance covers you for a specific time period. The new employer’s policy is not going to cover you for prior acts of a former practice, hence tail coverage is needed.  

Read more about tail malpractice insurance. 

Reach out to an experienced SURGPLI broker who will do the work for you to find a tail policy at a great price.

Understand Your Risk of Malpractice Claims in Missouri

Missouri has no caps on economic and non-economic damages, which makes surgeons more vulnerable to personal financial loss if they do not have strong medical malpractice coverage. Note that the total medical malpractice payout in Missouri was $56,998,750 in 2022.

Here are some of the most common iatrogenic patient injuries that have been named in medical malpractice lawsuits against surgeons practicing in high-risk specialties:

Neurosurgery – Claims relating to laminectomy surgeries (anterior cervical fusion and posterior lumbar fusion), including: improper performance of surgery, retained foreign body, delay in surgery, and unnecessary surgery.

Bariatric Surgery – Lack of identifying and treating complications of laparoscopic sleeve gastrectomy; and bowel perforation during surgery.

Orthopedic Surgery – Post-operative implant and prosthesis infections; sciatic nerve injury in hip replacements; deep vein thrombosis developing into pulmonary embolism.

OB/GYN Surgery – Birth injuries caused by improper use of medical devices or techniques; profound brain injuries at birth; misdiagnosis or delayed diagnosis of fetal distress.

Plastic Surgery – Improper performance and poor outcomes of higher-risk elective cosmetic surgeries; surgical errors and negligence regarding post-operative infections, bad facial filler injections, uneven breast augmentations, and visible scarring.

General Surgery – Surgical errors, such as when surgery is performed on the wrong body part, or when a sponge or surgical instrument is left in the patient’s body leading to a post-operative complication or death; or failing to close a bleeding vein or artery.

Check out the SURGPLI Medical Malpractice Insurance Blog for articles that discuss ways private practice surgeons can best manage the risk of being sued for malpractice, as well as other information on medical malpractice insurance trends and legislation.

Tort Reform in Missouri

Notable tort reforms in Missouri include:

  • IThe state enacted its first cap on damages in 1986 after insurance premiums increased by a whopping 131% in 1981. In the early 2000’s, premiums began to creep up again, and several large insurance carriers either became insolvent or left the state market.
  • After a decade and a half of legislation aimed at bringing medical providers back into the state, lawmakers passed bipartisan legislation in 2015 that capped non-economic damages for both catastrophic and non-catastrophic injuries.
  • In 2021, Missouri’s State Supreme Court reviewed the 2015 legislation and ruled that the non-economic damage caps do not violate Missouri’s constitution.

Missouri’s Damage Caps on Medical Malpractice Lawsuits

  • There are no caps on economic damages or punitive damages in Missouri’s medical malpractice cases.
  • Missouri passed a law in 2015 capping non-economic damages in medical malpractice cases at $400,000 for non-catastrophic injuries and $700,000 for catastrophic injuries, with an annual 1.7 percent increase each year indefinitely. For example:

Year

Non-Catastrophic Cap Catastrophic Cap
2023

$457,749

$801,061
2024

$465,531

$814,679

2025

 $473,445

$828,529
  • Catastrophic injuries are defined by state law as “an injury resulting in quadriplegia, paraplegia, the loss of two or more limbs, significant and permanent cognitive impairment, irreversible failure of a major organ, or significant loss of vision.”

Missouri’s Statute of Limitations for Medical Malpractice Claims

The following guidelines outline the state’s statute of limitations:

  • An individual in Missouri is required to file a medical malpractice claim within two years from the date of injury or date of discovery (or date of reasonable discovery).
  • The state has a “statute of repose” law in place stating that all medical malpractice cases must be filed within 10 years.
  • Minors have until their 20th birthday to file a medical malpractice claim, whichever is later.
  • Missouri state law also requires plaintiffs to file an affidavit of merit with the court within 90 days of filing a malpractice complaint. This affidavit must be signed by a qualified expert witness, agreeing that the defendant’s deviation from the standard of care resulted in the claimant’s injury.

The statutes of limitations for medical malpractice can be complex and can vary from case to case. Consulting with SURGPLI brokers who understand the ins and outs of this system is an important part of protecting your medical practice with the right amount of medical malpractice insurance coverage.

Need Medical Malpractice Insurance in Missouri? Request a Quote Today

Reach out to SURGPLI to ensure you have strong medical malpractice coverage for your private surgical practice in Missouri. Also, we help contracted surgeons secure tail coverage when changing jobs. Whether you’re a bariatric surgeon in Kansas City, a plastic surgeon in St. Louis, or an OB/GYN in Springfield, SURGPLI brokers will help you obtain coverage from an A-rated carrier.

Max Schloemann

About the Author

Max Schloemann is a medical malpractice insurance broker, focused on helping physicians secure Medical Professional Liability coverage. He helps Doctors and Surgeons, as well as Physician Assistants, Nurse Practitioners, and healthcare entrepreneurs launch new medical practices across the country. Max graduated Magna cum Laude from Southern Illinois University College of Business and was named the Outstanding Management Senior. Max’s career in medical malpractice insurance began in 2008 with an industry-leading firm. Max founded SURGPLI in 2023 to help surgeons navigate the complexities of medical malpractice insurance in the new era of healthcare. Max’s wife, Kristen, a Physician Assistant, and their 4 kids (plus 1 dog) enjoy hiking, golf, and cooking.

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Tennessee Surgeons 2024 Buying Guide to Medical Malpractice Insurance

2024-12-23T19:07:07+00:00

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Medical Malpractice Insurance

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Tennessee Surgeons 2024 Buying Guide to Medical Malpractice Insurance

If you are a surgeon needing medical malpractice insurance in Tennessee, SURGPLI will work for you as your only trusted broker. Our insurance brokers have deep knowledge of Tennessee’s medical malpractice insurance marketplace, plus they stay up-to-date on the state’s legislation and tort reforms that affect rates and coverage requirements for your surgical specialty. Use the information in this 2024 Buying Guide to get ready to discuss your medical malpractice insurance needs with a SURGPLI broker.

With no cap on economic damages, and a $1 million cap on non-economic payouts for catastrophic injuries in Tennessee, surgeons practicing in the state need robust medical malpractice coverage. An independent MEDPI broker will work with you to find the right coverage and carrier at a competitive rate for your surgical specialty.

2024 Medical Malpractice Coverage and Rates for Tennessee

Surgeons in Tennessee are not required by law to obtain medical malpractice insurance. However, SURGPLI advises surgeons – especially in high-risk specialties – to secure and maintain strong liability coverage. Speak with a SURGPLI broker who will help you find the best coverage to reduce risk to your practice and protect against personal financial loss if sued.

Tennessee Estimated Malpractice Insurance Rates by Specialty

Each carrier uses its proprietary methods of setting rates, which vary among carriers and specialties. Each malpractice insurance policy is underwritten individually, but the following are approximate rates across all Tennessee locations to give you an idea of costs by high-risk specialty.

Specialty Approximate Claims Made Rate Approximate Tail Rate Approximate Occurrence Rate
General Surgery $40,000 $80,000 $50,000
Obstetrics and Gynecology Major Surgery $55,000 $110,000 $65,000
Orthopedic Surgery No Spine $30,000 $60,000 $60,000
Orthopedic Surgery Spine $50,000 $100,000 $60,000
Plastic Surgery $35,000 $70,000 $40,000
Bariatric Surgery $55,000 $110,000 $60,000
Neurosurgery $65,000 $130,000 $75,000

*Using the TN standard limits of $1,000,000 Each Claim / $3,000,000 Aggregate per year in coverage

Tennessee healthcare facilities typically require surgeons to carry medical malpractice insurance to have admitting privileges. The average requirement for coverage by Tennessee medical facilities is $1,000,000 per claim, $3,000,000 per year.

SURGPLI specializes in both medical malpractice insurance and tail insurance coverage for Tennessee surgeons, so contact us for a personalized quote based on your unique needs. We help surgeons when taking new contracts, changing jobs, and starting private surgical practices.

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Get Medical Malpractice Insurance Quotes from A-rated Carriers Serving Tennessee

Surgeons in Tennessee have many good options for medical liability insurance. SURGPLI recommends carriers rated “A” by A.M. Best. These companies are A-rated because of their long-term financial solvency and a history of providing robust legal support for Tennessee surgeons. Some of the top carriers include:

  • The Doctors Company
  • MedPro Group
  • State Volunteer Mutual Insurance Co.
  • ProAssurance
  • Coverys Group
  • ISMIE Group
  • Liberty Mutual Group

Save time and effort by getting a wide range of A-rated carrier quotes through SURGPLI as a single point of contact. Get a quote with us today.

GET A QUOTE TODAY

Save time and effort by getting a wide range of A-rated carrier quotes through SURGPLI as a single point of contact.

Types of Professional Liability Insurance for Tennessee Surgeons

 

Here is a brief overview of the most common types of medical malpractice insurance for surgeons in Tennessee:

Claims Made Insurance
Claims-made malpractice insurance provides coverage if the policy was in effect when the incident took place AND when the claim was filed. If a claim is filed after the end of the policy date, the claim is NOT covered. With a claims-made policy, you need tail malpractice insurance, which is a separately purchased insurance policy or endorsement, to ensure full protection. Claims-made insurance policies “step up” as they mature, so the first-year rate is lower than subsequent years.

Occurrence Insurance
Occurrence malpractice insurance provides coverage for incidents that occurred during the policy year, regardless of when a claim is reported to the carrier. Occurrence policies are more costly at the start of the policy, but the rate does not “step up”, and there is no need for tail coverage when the policy ends.

Tail Insurance
Since most malpractice insurance policies are underwritten on a claims-made basis, you will be exposed to a lawsuit if a former patient files a claim against you and you do not secure tail coverage. When preparing to leave your employer, you should seek tail coverage options with an independent broker like SURGPLI. Tail insurance covers you for a specific time period. The new employer’s policy won’t cover you for prior acts of a former practice, hence tail coverage is needed. Read more about tail malpractice insurance.

Reach out to an experienced SURGPLI broker who will work for you to find a tail policy at a great price.

Understand Your Risk of Malpractice Claims in Tennessee

While Tennessee has enacted medical malpractice tort reforms capping payouts for pain and suffering, the state does not limit the dollar amount of economic damages paid to plaintiffs. That’s just one reason why surgeons must have robust medical malpractice coverage. The total medical malpractice payout in Tennessee was $25,760,000 in 2022. Here are some of the most common iatrogenic patient injuries that have been named in medical malpractice lawsuits against surgeons practicing in high-risk specialties:

Neurosurgery – Claims relating to laminectomy surgeries (anterior cervical fusion and posterior lumbar fusion), including improper performance of surgery, retained foreign body, delay in surgery, and unnecessary surgery.

Bariatric Surgery – Lack of identifying and treating complications of laparoscopic sleeve gastrectomy; and bowel perforation during surgery.

Orthopedic Surgery – Post-operative implant and prosthesis infections; sciatic nerve injury in hip replacements; deep vein thrombosis developing into pulmonary embolism.

OB/GYN Surgery – Birth injuries caused by improper use of medical devices or techniques; profound brain injuries at birth; misdiagnosis or delayed diagnosis of fetal distress.

Plastic Surgery – Improper performance and poor outcomes of higher-risk elective cosmetic surgeries; surgical errors and negligence regarding post-operative infections, bad facial filler injections, uneven breast augmentations, and visible scarring.

General Surgery – Surgical errors, such as when surgery is performed on the wrong body part, or when a sponge or surgical instrument is left in the patient’s body leading to a post-operative complication or death; or failing to close a bleeding vein or artery.

Check out the SURGPLI Medical Malpractice Insurance Blog for articles that discuss ways private practice surgeons can best manage the risk of being sued for malpractice, as well as other information on medical malpractice insurance trends and legislation.

Tort Reform in Tennessee

Notable tort reforms in Tennessee include:

  • In 2008, Tennessee passed legislation requiring that providers receive written notice within 60 days of a claim, plus a “certificate of good faith clause”, which backs up the merit of the claim by an expert witness
  • In 2011, Governor Bill Haslam, in office at the time, signed the Tennessee Civil Justice Act of 2011. This legislation introduced several malpractice-related statutes, setting caps on noneconomic and punitive damages and introducing the state to comparative fault. If more than one defendant is found to be at fault for damages, the defendants will bear a proportionate share of damages.
  • As with many states across the country, tort reform in Tennessee is constantly challenged in court. The Tennessee Supreme Court continues to examine cases that question whether caps on non-economic and punitive damages violate the Tennessee Constitution.

Tennessee’s Damage Caps on Medical Malpractice Lawsuits

There is no cap on economic damages paid to plaintiffs in medical malpractice lawsuits in Tennessee. 

Tennessee does have a cap on non-economic medical malpractice damages, with the following stipulations:

  • Non-economic damages are capped at $750,000 per claim.
  • The cap for non-economic damages increases to $1 million if the injury is catastrophic (paralysis, wrongful death, etc.).
  • If more than one defendant is found to be at fault for damages, the defendants bear a proportionate share of damages.
  • Punitive damages are capped at “an amount not to exceed the greater of twice the total of compensatory damages, or $500,000, whichever is greater.”

Tennessee’s Statute of Limitations for Medical Malpractice Claims

The following guidelines outline the state’s statute of limitations for medical malpractice claims:

  • A person in Tennessee has one year after discovering the injury to file a medical malpractice claim.
  • Malpractice claims must be filed within three years of when the incident occurred.
  • If the injury involves a foreign object left inside the body or fraud, there is no filing time limit for when the incident occurred.

The statutes of limitations for medical malpractice can be complex and vary from case to case. Consulting with SURGPLI brokers who understand the ins and outs of this system is an important part of protecting your medical practice with the right amount of medical malpractice insurance coverage.

Need Medical Malpractice Insurance in Tennessee? Request a Quote Today

Reach out to SURGPLI to ensure you have strong medical malpractice coverage for your private surgical practice in Tennessee. Also, we help contracted surgeons secure tail coverage when changing jobs. Whether you’re a bariatric surgeon in Nashville, an OB/GYN in Memphis, or an orthopedic surgeon in Knoxville, SURGPLI brokers will help you obtain coverage from an A-rated carrier.

Max Schloemann

About the Author

Max Schloemann is a medical malpractice insurance broker, focused on helping physicians secure Medical Professional Liability coverage. He helps Doctors and Surgeons, as well as Physician Assistants, Nurse Practitioners, and healthcare entrepreneurs launch new medical practices across the country. Max graduated Magna cum Laude from Southern Illinois University College of Business and was named the Outstanding Management Senior. Max’s career in medical malpractice insurance began in 2008 with an industry-leading firm. Max founded SURGPLI in 2023 to help surgeons navigate the complexities of medical malpractice insurance in the new era of healthcare. Max’s wife, Kristen, a Physician Assistant, and their 4 kids (plus 1 dog) enjoy hiking, golf, and cooking.

Read the latest From SURGPLI

Contact us for a ma MEDICAL MALPRACTICE INSURANCE quote

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Tennessee Surgeons 2024 Buying Guide to Medical Malpractice Insurance2024-12-23T19:07:07+00:00

SURGPLI is a division of MEDPLI, an independent insurance brokerage that makes medical malpractice insurance simple for doctors. SURGPLI helps doctors with surgical specialties find the best medical malpractice insurance that fits their needs and their budget.

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