Top 10 Medical Malpractice Insurance Companies for Surgeons in 2025

The Doctors Company was founded during the California medical malpractice insurance crisis of the 1970s with the clear mission to advance, protect, and reward the practice of good medicine. 

Since then, The Doctors Company has earned endorsements from many national partners, including:

• American College of Surgeons
• American Academy of Otolaryngology-Head and Neck Surgery
• American Association of Neurological Surgeons
• American Society of Plastic Surgeons

The Doctors Company is an excellent choice for surgeons in most states. It offers its members a loyalty program called The Tribute Plan, which has paid physicians over $175 million in rewards. The Doctors Company Foundation funds patient safety research and education programs to improve the healthcare environment for surgeons and physicians.

MedPro Group is owned by Berkshire Hathaway, an organization widely recognized for its financial strength and prudent investment strategies. The Medical Protective Company is the oldest and largest malpractice insurance carrier, insuring the healthcare community and managing over half a million claims since 1899. Berkshire Hathaway/MedPro acquired Medical Liability Mutual Insurance Company (MLMIC), New York’s largest carrier, in 2018. 

MedPro offers pure consent to settle clauses, vowing never to settle any case without the surgeon’s consent. It’s your name on the policy and, to them, that signifies the right to make settlement decisions autonomously.

MedPro is the leading medical malpractice insurance carrier in Texas, New York, Ohio, Pennsylvania, New Jersey, Indiana, Kentucky, and other states.

Coverys is a group of carriers including ProSelect Insurance Company, ProMutual Group Inc., Preferred Professional Insurance Company, Medical Professional Mutual Insurance Company, Healthcare Underwriters Group, Inc., Coverys Specialty Insurance Company, and Coverys, RRG, Inc. 

Coverys is the leading medical malpractice insurance carrier in Michigan, New Hampshire, North Dakota, and Rhode Island and writes medical professional liability insurance in most states.

Admiral Insurance Company is a member of W.R. Berkley Corporation and has been in operation since 1974. It provides medical malpractice insurance to surgeons and medical practices on a non-admitted basis in most states. Admiral helps surgeons whose individual risk profile—due to claims or other factors like specialty—falls outside of typical underwriting guidelines for admitted carriers.  

Admiral was named 5-Star Professional Liability winner for excellence in Professional Liability underwriting by Insurance Business America in 2023.

ISMIE is a physician-led medical malpractice insurance carrier based in Chicago, IL, offering nationwide flexible coverage solutions. Doctors founded ISMIE during the professional liability insurance crisis in 1976, and it has since dominated the Illinois medical liability market for over 40 years. 

With over $1.4 billion in assets, ISMIE provides malpractice protection to doctors, surgeons, hospital systems, and healthcare facilities in all 50 states, DC, and the US Virgin Islands.

MagMutual, based in Atlanta, is Georgia’s top malpractice insurance carrier, covering more than 40,000 physicians and healthcare organizations nationwide. Subsidiaries include Professional Security Insurance Company and MagMutual RRG for New York Doctors.

MagMutual offers the Preserve Program®, an early-intervention strategy that surgeons can implement to maintain a positive physician-patient relationship following an adverse outcome. Other resources include a 24/7 physician-staffed emergency hotline, online CME courses, and a peer support program for litigation-related stress management.

Based in Raleigh, NC, Curi Group has a well-established reputation for strong financial stability and a trial win/loss success rate of 83%. Curi is comprised of many formerly independent carriers, including MMIC, Medical Mutual Insurance Company of North Carolina (MMICNC), MMIC RRG, Arkansas Mutual, Michigan Professional Insurance Exchange (MPIE), Utah Medical Insurance Association, and more.

Curi offers CME-Eligible Webinars allowing physicians to earn AMA PRA Category 1 Credits.

AMS RRG, Inc. is registered in all 50 states plus DC, delivering medical malpractice insurance solutions to doctors and surgeons in nearly every specialty. During the past 20 years, AMS RRG has grown to over $85 million in written premiums for Medical Professional Liability Insurance.

COPIC is the top medical malpractice insurance provider in Colorado, offering admitted malpractice coverage in 12 states and COPIC RRG coverage in nearly every state across the U.S. Established in 1981 by doctors, COPIC now serves over 21,000 physicians and more than 300 medical facilities and hospitals.

Hudson Insurance Group (HIG) furnishes medical malpractice insurance underwritten on a non-admitted claims-made basis. HIG maintains an aggressive claim defense philosophy, settling indefensible cases quickly and fighting defensible cases forcefully.